Professor Tomoyoshi Terasaki

Area and Subject Taught Urban economics
Research Theme(s) Analysis of urban structure, Evaluation of urban agglomeration
Academic Degrees Doctor of economics
Keywords for Research Field Re-urbanization, Quantitative analysis of urban agglomeration, regional financial institution, Methodology of demand estimation
Office Phone Number Not Public

Research Overview

Mesh data serves to perform a quantitative analysis of changes, factors in changes, and inter-urban comparisons in urban structure such as population and office building distribution. Research also focuses on trends in regional disparities. Recent studies have performed quantitative analysis by estimating a density function for major urban areas, that is, whether the trend is toward re-urbanization or suburbanization, as well as factors of that density function.
For regional financing, research uses both macro and micro data, as well as econometric methodologies, to analyze the impact of regional financial institution lending behavior upon the regional economy. Factor analyses have been performed on determinants for loan to deposit ratios and lending margins, as well as credit crunches.
I also currently seek to improve methodologies to construct regional Input-Output table, and to construct regional Input-Output table, and to measure the economic effect of capital investment and events on regions, to estimate transportation demand, tourism demand, and retail revenues.

Notable Publications and Works


  • 2015年5月,『革新する保守-良いアベノミクス、悪いアベノミクス-』,扶桑社新書
  • 2012年10月,『地域銀行の貸出行動-パネルデータによる分析-』,東京図書出版
  • 2011年10月,『東日本大震災 復興への地域戦略』,エネルギーフォーラム(共著)
  • 2006年6月,『都心回帰の経済学』,日本経済新聞社(共著)


  • 2015年4月,「預貸率は地域経済に影響を与えるか」,『季刊個人金融』,2015年春号,ゆうちょ財団
  • 2012年11月,「地域銀行の貸出金残高と貸出金利鞘の決定要因」,『社会科学論集』,第137号,埼玉大学経済学会
  • 2011年4月,「預貸率の決定要因と地域経済への影響-ダイナミック・パネル推定によるアプローチ-」,『経済科学論究』,第8号,埼玉大学経済学会
  • 2010年8月,「密度関数の推定による都心回帰と郊外化の実証分析」,『都市問題』,第101号,東京市政調査会
  • 2006年5月,「都市集積の評価と建物コンバージョン事業による地域再生の可能性」,『調査』,第89号,日本政策投資銀行